Call reports 2021
COMMUNITY RESOURCE BANK — 2021
What COMMUNITY RESOURCE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 358,890,000 | 370,631,000 | 366,660,000 | 351,008,000 |
| Total loans | 272,585,000 | 281,917,000 | 270,688,000 | 280,736,000 |
| Allowance for loan losses | 4,059,000 | 4,063,000 | 4,076,000 | 4,026,000 |
| Securities available for sale | 38,015,000 | 45,612,000 | 42,966,000 | 47,442,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 307,391,000 | 320,844,000 | 315,584,000 | 304,156,000 |
| Interest-bearing deposits | 232,838,000 | 243,079,000 | 237,332,000 | 233,863,000 |
| Noninterest-bearing deposits | 74,553,000 | 77,765,000 | 78,252,000 | 70,293,000 |
| Equity capital | 43,444,000 | 44,704,000 | 46,100,000 | 39,047,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,742,000 | 7,381,000 | 11,387,000 | 15,392,000 |
| Interest expense | 441,000 | 843,000 | 1,201,000 | 1,534,000 |
| Net interest income | 3,301,000 | 6,538,000 | 10,186,000 | 13,858,000 |
| Noninterest income | 880,000 | 1,576,000 | 2,311,000 | 2,930,000 |
| Noninterest expense | 2,521,000 | 4,768,000 | 7,228,000 | 9,374,000 |
| Provision for loan losses | 0 | 0 | 0 | 251,000 |
| Pretax income | 1,699,000 | 3,396,000 | 5,349,000 | 7,243,000 |
| Income tax | 474,000 | 947,000 | 1,467,000 | 1,997,000 |
| Net income | 1,225,000 | 2,449,000 | 3,882,000 | 5,246,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,401,000 | 40,625,000 | 42,058,000 | 35,222,000 |
| Total capital | — | 43,991,000 | 45,343,000 | 38,670,000 |
| Risk-weighted assets | — | 268,637,000 | 262,038,000 | 275,337,000 |