Call reports 2019
COMMUNITY RESOURCE BANK — 2019
What COMMUNITY RESOURCE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 304,443,000 | 314,825,000 | 309,633,000 | 311,596,000 |
| Total loans | 242,263,000 | 245,028,000 | 247,484,000 | 247,091,000 |
| Allowance for loan losses | 3,140,000 | 3,492,000 | 3,541,000 | 3,472,000 |
| Securities available for sale | 36,406,000 | 36,461,000 | 35,212,000 | 36,508,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 248,849,000 | 258,383,000 | 254,549,000 | 255,890,000 |
| Interest-bearing deposits | 204,659,000 | 211,788,000 | 207,987,000 | 211,135,000 |
| Noninterest-bearing deposits | 44,190,000 | 46,595,000 | 46,562,000 | 44,755,000 |
| Equity capital | 40,005,000 | 41,406,000 | 42,657,000 | 43,605,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,533,000 | 7,378,000 | 11,148,000 | 14,835,000 |
| Interest expense | 637,000 | 1,313,000 | 1,991,000 | 2,674,000 |
| Net interest income | 2,896,000 | 6,065,000 | 9,157,000 | 12,161,000 |
| Noninterest income | 452,000 | 902,000 | 1,516,000 | 2,179,000 |
| Noninterest expense | 2,005,000 | 4,101,000 | 6,151,000 | 8,445,000 |
| Provision for loan losses | 45,000 | 75,000 | 77,000 | 87,000 |
| Pretax income | 1,298,000 | 2,800,000 | 4,497,000 | 5,860,000 |
| Income tax | 354,000 | 760,000 | 1,228,000 | 1,592,000 |
| Net income | 944,000 | 2,040,000 | 3,269,000 | 4,268,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,326,000 | 37,422,000 | 38,651,000 | 39,650,000 |
| Total capital | 39,386,000 | 40,547,000 | 41,801,000 | 42,776,000 |
| Risk-weighted assets | 244,786,000 | 249,683,000 | 251,651,000 | 249,762,000 |