Call reports 2018
COMMUNITY RESOURCE BANK — 2018
What COMMUNITY RESOURCE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 294,309,000 | 298,046,000 | 301,186,000 | 314,434,000 |
| Total loans | 235,882,000 | 240,551,000 | 239,208,000 | 240,157,000 |
| Allowance for loan losses | 3,151,000 | 3,178,000 | 3,194,000 | 3,128,000 |
| Securities available for sale | 33,657,000 | 33,594,000 | 32,102,000 | 36,840,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 246,136,000 | 246,441,000 | 248,768,000 | 260,557,000 |
| Interest-bearing deposits | 202,536,000 | 203,152,000 | 207,215,000 | 204,230,000 |
| Noninterest-bearing deposits | 43,600,000 | 43,289,000 | 41,553,000 | 56,327,000 |
| Equity capital | 35,262,000 | 36,163,000 | 37,308,000 | 38,678,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,203,000 | 6,582,000 | 10,102,000 | 13,680,000 |
| Interest expense | 413,000 | 884,000 | 1,427,000 | 2,003,000 |
| Net interest income | 2,790,000 | 5,698,000 | 8,675,000 | 11,677,000 |
| Noninterest income | 528,000 | 1,026,000 | 1,646,000 | 2,148,000 |
| Noninterest expense | 1,868,000 | 3,878,000 | 5,830,000 | 7,875,000 |
| Provision for loan losses | 45,000 | 90,000 | 136,000 | 183,000 |
| Pretax income | 1,405,000 | 2,784,000 | 4,383,000 | 5,795,000 |
| Income tax | 385,000 | 763,000 | 1,199,000 | 1,538,000 |
| Net income | 1,020,000 | 2,021,000 | 3,184,000 | 4,257,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,065,000 | 33,065,000 | 34,309,000 | 35,382,000 |
| Total capital | 35,033,000 | 36,087,000 | 37,317,000 | 38,430,000 |
| Risk-weighted assets | 237,276,000 | 241,626,000 | 240,502,000 | 243,781,000 |