Call reports 2017
COMMUNITY RESOURCE BANK — 2017
What COMMUNITY RESOURCE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 282,685,000 | 290,448,000 | 290,269,000 | 294,584,000 |
| Total loans | 225,231,000 | 230,673,000 | 231,225,000 | 235,743,000 |
| Allowance for loan losses | 2,994,000 | 3,075,000 | 3,033,000 | 3,102,000 |
| Securities available for sale | 33,625,000 | 33,110,000 | 31,858,000 | 31,702,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 233,904,000 | 239,472,000 | 243,867,000 | 245,497,000 |
| Interest-bearing deposits | 195,578,000 | 200,665,000 | 203,743,000 | 201,120,000 |
| Noninterest-bearing deposits | 38,326,000 | 38,807,000 | 40,124,000 | 44,377,000 |
| Equity capital | 32,015,000 | 33,055,000 | 33,924,000 | 34,563,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,972,000 | 6,152,000 | 9,420,000 | 12,662,000 |
| Interest expense | 350,000 | 735,000 | 1,130,000 | 1,535,000 |
| Net interest income | 2,622,000 | 5,417,000 | 8,290,000 | 11,127,000 |
| Noninterest income | 418,000 | 921,000 | 1,463,000 | 2,003,000 |
| Noninterest expense | 1,795,000 | 3,767,000 | 5,643,000 | 7,656,000 |
| Provision for loan losses | 30,000 | 60,000 | 94,000 | 126,000 |
| Pretax income | 1,215,000 | 2,511,000 | 4,026,000 | 5,359,000 |
| Income tax | 479,000 | 991,000 | 1,572,000 | 2,240,000 |
| Net income | 736,000 | 1,520,000 | 2,454,000 | 3,119,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,423,000 | 29,208,000 | 30,141,000 | 31,045,000 |
| Total capital | 31,294,000 | 32,146,000 | 33,070,000 | 34,017,000 |
| Risk-weighted assets | 229,589,000 | 234,898,000 | 234,228,000 | 237,640,000 |