Call reports 2006
COMMUNITY RESOURCE BANK — 2006
What COMMUNITY RESOURCE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 208,010,000 | 220,487,000 | 229,084,000 | 229,872,000 |
| Total loans | 164,614,000 | 175,712,000 | 175,897,000 | 174,405,000 |
| Allowance for loan losses | 2,103,000 | 2,180,000 | 2,181,000 | 2,236,000 |
| Securities available for sale | 20,791,000 | 21,022,000 | 21,977,000 | 22,907,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,944,000 | 183,284,000 | 192,953,000 | 193,680,000 |
| Interest-bearing deposits | 147,737,000 | 158,019,000 | 164,939,000 | 164,057,000 |
| Noninterest-bearing deposits | 24,207,000 | 25,265,000 | 28,014,000 | 29,623,000 |
| Equity capital | 20,093,000 | 20,158,000 | 21,874,000 | 22,417,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,175,000 | 6,533,000 | 10,131,000 | 13,772,000 |
| Interest expense | 1,136,000 | 2,460,000 | 3,966,000 | 5,527,000 |
| Net interest income | 2,039,000 | 4,073,000 | 6,165,000 | 8,245,000 |
| Noninterest income | 464,000 | 994,000 | 1,550,000 | 2,030,000 |
| Noninterest expense | 1,863,000 | 3,802,000 | 5,675,000 | 7,405,000 |
| Provision for loan losses | 58,000 | 124,000 | 194,000 | 261,000 |
| Pretax income | 585,000 | 1,154,000 | 1,859,000 | 2,622,000 |
| Income tax | 207,000 | 407,000 | 665,000 | 935,000 |
| Net income | 378,000 | 747,000 | 1,194,000 | 1,687,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,778,000 | 17,067,000 | 18,414,000 | 18,907,000 |
| Total capital | 18,881,000 | 19,247,000 | 20,595,000 | 21,143,000 |
| Risk-weighted assets | 183,031,000 | 192,473,000 | 194,571,000 | 194,045,000 |
Machine access — free, no API key
Every figure shown here about COMMUNITY RESOURCE BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.