Call reports 2003
COMMUNITY RESOURCE BANK — 2003
What COMMUNITY RESOURCE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 150,826,000 | 150,842,000 | 153,458,000 | 163,399,000 |
| Total loans | 101,522,000 | 107,983,000 | 108,054,000 | 110,446,000 |
| Allowance for loan losses | 1,078,000 | 904,000 | 1,143,000 | 1,098,000 |
| Securities available for sale | 29,324,000 | 22,924,000 | 24,083,000 | 31,779,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,797,000 | 125,456,000 | 128,950,000 | 127,823,000 |
| Interest-bearing deposits | 101,952,000 | 97,830,000 | 102,983,000 | 100,265,000 |
| Noninterest-bearing deposits | 25,845,000 | 27,626,000 | 25,967,000 | 27,558,000 |
| Equity capital | 16,776,000 | 17,096,000 | 17,158,000 | 17,426,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,127,000 | 4,279,000 | 6,373,000 | 8,490,000 |
| Interest expense | 569,000 | 1,074,000 | 1,558,000 | 2,009,000 |
| Net interest income | 1,558,000 | 3,205,000 | 4,815,000 | 6,481,000 |
| Noninterest income | 487,000 | 1,068,000 | 1,702,000 | 2,133,000 |
| Noninterest expense | 1,455,000 | 3,010,000 | 4,539,000 | 6,024,000 |
| Provision for loan losses | 209,000 | 520,000 | 774,000 | 969,000 |
| Pretax income | 407,000 | 788,000 | 1,261,000 | 1,697,000 |
| Income tax | 129,000 | 248,000 | 406,000 | 541,000 |
| Net income | 278,000 | 540,000 | 855,000 | 1,156,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,557,000 | 12,794,000 | 13,049,000 | 13,340,000 |
| Total capital | 13,635,000 | 13,698,000 | 14,192,000 | 14,438,000 |
| Risk-weighted assets | 113,583,000 | 119,632,000 | 121,368,000 | 124,577,000 |
Machine access — free, no API key
Every figure shown here about COMMUNITY RESOURCE BANK — 2003 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.