Call reports 2026
COMMUNITY BANK & TRUST, WACO, TEXAS — 2026
What COMMUNITY BANK & TRUST, WACO, TEXAS reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 658,347,000 | 649,072,000 |
| Total loans | 394,091,000 | 377,346,000 |
| Allowance for loan losses | 5,861,000 | 4,877,000 |
| Securities available for sale | 201,344,000 | 200,645,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 574,836,000 | 562,566,000 |
| Interest-bearing deposits | 423,788,000 | 412,919,000 |
| Noninterest-bearing deposits | 151,048,000 | 149,647,000 |
| Equity capital | 80,491,000 | 83,980,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 7,936,000 | 15,912,000 |
| Interest expense | 2,520,000 | 5,127,000 |
| Net interest income | 5,416,000 | 10,785,000 |
| Noninterest income | 2,247,000 | 4,376,000 |
| Noninterest expense | 5,300,000 | 10,704,000 |
| Provision for loan losses | 150,000 | 300,000 |
| Pretax income | 2,213,000 | 4,157,000 |
| Income tax | 289,000 | 570,000 |
| Net income | 1,924,000 | 3,587,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 103,737,000 | 105,400,000 |
| Total capital | 109,066,000 | 110,476,000 |
| Risk-weighted assets | 425,267,000 | 405,762,000 |