Call reports 2024
COMMUNITY BANK & TRUST, WACO, TEXAS — 2024
What COMMUNITY BANK & TRUST, WACO, TEXAS reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 616,928,000 | 630,578,000 | 639,775,000 | 643,974,000 |
| Total loans | 378,146,000 | 388,559,000 | 387,456,000 | 389,189,000 |
| Allowance for loan losses | 6,147,000 | 6,393,000 | 6,443,000 | 4,261,000 |
| Securities available for sale | 202,010,000 | 192,581,000 | 195,462,000 | 214,236,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 548,145,000 | 558,767,000 | 561,548,000 | 572,891,000 |
| Interest-bearing deposits | 406,290,000 | 408,776,000 | 411,504,000 | 422,322,000 |
| Noninterest-bearing deposits | 141,855,000 | 149,991,000 | 150,044,000 | 150,569,000 |
| Equity capital | 66,750,000 | 69,523,000 | 75,230,000 | 69,417,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 7,044,000 | 14,190,000 | 21,597,000 | 29,213,000 |
| Interest expense | 2,599,000 | 5,273,000 | 8,083,000 | 10,945,000 |
| Net interest income | 4,445,000 | 8,917,000 | 13,514,000 | 18,268,000 |
| Noninterest income | 1,695,000 | 3,459,000 | 5,258,000 | 7,157,000 |
| Noninterest expense | 4,390,000 | 8,865,000 | 13,513,000 | 18,267,000 |
| Provision for loan losses | 600,000 | 950,000 | 1,200,000 | 2,500,000 |
| Pretax income | 1,150,000 | 2,262,000 | 3,760,000 | 4,359,000 |
| Income tax | 71,000 | 49,000 | 254,000 | 235,000 |
| Net income | 1,079,000 | 2,213,000 | 3,506,000 | 4,124,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 93,713,000 | 94,847,000 | 96,140,000 | 96,357,000 |
| Total capital | 98,902,000 | 100,147,000 | 101,411,000 | 100,918,000 |
| Risk-weighted assets | 413,875,000 | 422,682,000 | 420,256,000 | 427,258,000 |