Call reports 2023
COMMUNITY BANK & TRUST, WACO, TEXAS — 2023
What COMMUNITY BANK & TRUST, WACO, TEXAS reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 597,432,000 | 598,207,000 | 602,653,000 | 627,992,000 |
| Total loans | 355,087,000 | 360,959,000 | 368,651,000 | 373,532,000 |
| Allowance for loan losses | 6,238,000 | 6,562,000 | 7,064,000 | 5,539,000 |
| Securities available for sale | 212,853,000 | 209,622,000 | 197,128,000 | 207,988,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 533,254,000 | 531,885,000 | 532,125,000 | 557,371,000 |
| Interest-bearing deposits | 378,239,000 | 374,886,000 | 379,873,000 | 406,245,000 |
| Noninterest-bearing deposits | 155,015,000 | 157,000,000 | 152,252,000 | 151,126,000 |
| Equity capital | 62,636,000 | 64,120,000 | 57,940,000 | 68,647,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 5,949,000 | 12,318,000 | 18,769,000 | 25,808,000 |
| Interest expense | 1,146,000 | 2,718,000 | 4,632,000 | 7,106,000 |
| Net interest income | 4,803,000 | 9,600,000 | 14,137,000 | 18,702,000 |
| Noninterest income | 1,587,000 | 3,894,000 | 5,568,000 | 7,184,000 |
| Noninterest expense | 4,111,000 | 8,493,000 | 12,986,000 | 17,569,000 |
| Provision for loan losses | 275,000 | 675,000 | 1,175,000 | 1,775,000 |
| Pretax income | 2,004,000 | 4,326,000 | 5,544,000 | 6,542,000 |
| Income tax | 220,000 | 540,000 | 640,000 | 937,000 |
| Net income | 1,784,000 | 3,786,000 | 4,904,000 | 5,605,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 89,182,000 | 91,185,000 | 92,302,000 | 92,633,000 |
| Total capital | 94,088,000 | 96,101,000 | 97,402,000 | 97,791,000 |
| Risk-weighted assets | 390,880,000 | 391,321,000 | 405,803,000 | 411,973,000 |