Call reports 2022
COMMUNITY BANK & TRUST, WACO, TEXAS — 2022
What COMMUNITY BANK & TRUST, WACO, TEXAS reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 577,736,000 | 561,455,000 | 596,185,000 | 585,233,000 |
| Total loans | 283,569,000 | 308,300,000 | 329,386,000 | 345,806,000 |
| Allowance for loan losses | 7,138,000 | 7,246,000 | 7,511,000 | 5,952,000 |
| Securities available for sale | 250,616,000 | 223,092,000 | 209,577,000 | 213,278,000 |
| Securities held to maturity | 995,000 | 571,000 | 55,000 | 55,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 505,593,000 | 480,448,000 | 532,546,000 | 523,570,000 |
| Interest-bearing deposits | 313,855,000 | 315,811,000 | 338,271,000 | 361,899,000 |
| Noninterest-bearing deposits | 191,738,000 | 164,637,000 | 194,275,000 | 161,672,000 |
| Equity capital | 71,417,000 | 60,099,000 | 53,513,000 | 59,530,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,333,000 | 9,007,000 | 14,107,000 | 19,753,000 |
| Interest expense | 295,000 | 601,000 | 1,049,000 | 1,838,000 |
| Net interest income | 4,038,000 | 8,406,000 | 13,058,000 | 17,915,000 |
| Noninterest income | 1,848,000 | 6,231,000 | 7,922,000 | 9,465,000 |
| Noninterest expense | 4,006,000 | 8,257,000 | 12,551,000 | 16,926,000 |
| Provision for loan losses | 75,000 | 200,000 | 450,000 | 750,000 |
| Pretax income | 1,805,000 | 6,067,000 | 7,866,000 | 9,591,000 |
| Income tax | 250,000 | 941,000 | 1,178,000 | 1,463,000 |
| Net income | 1,555,000 | 5,126,000 | 6,688,000 | 8,128,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 81,412,000 | 84,983,000 | 86,545,000 | 87,635,000 |
| Total capital | 85,681,000 | 89,512,000 | 91,326,000 | 92,467,000 |
| Risk-weighted assets | 338,649,000 | 359,632,000 | 379,736,000 | 385,423,000 |