Call reports 2021
COMMUNITY BANK & TRUST, WACO, TEXAS — 2021
What COMMUNITY BANK & TRUST, WACO, TEXAS reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 547,088,000 | 536,836,000 | 558,492,000 | 604,601,000 |
| Total loans | 317,898,000 | 294,371,000 | 284,134,000 | 281,454,000 |
| Allowance for loan losses | 6,793,000 | 6,931,000 | 6,991,000 | 7,072,000 |
| Securities available for sale | 157,263,000 | 170,594,000 | 200,922,000 | 223,758,000 |
| Securities held to maturity | 1,314,000 | 1,309,000 | 1,004,000 | 999,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 467,329,000 | 454,226,000 | 474,584,000 | 521,583,000 |
| Interest-bearing deposits | 312,856,000 | 300,325,000 | 304,374,000 | 317,729,000 |
| Noninterest-bearing deposits | 154,473,000 | 153,901,000 | 170,210,000 | 203,854,000 |
| Equity capital | 78,679,000 | 81,266,000 | 82,582,000 | 82,866,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,117,000 | 8,414,000 | 12,816,000 | 17,365,000 |
| Interest expense | 460,000 | 884,000 | 1,259,000 | 1,593,000 |
| Net interest income | 3,657,000 | 7,530,000 | 11,557,000 | 15,772,000 |
| Noninterest income | 1,691,000 | 3,405,000 | 5,217,000 | 7,054,000 |
| Noninterest expense | 3,793,000 | 7,637,000 | 11,366,000 | 15,414,000 |
| Provision for loan losses | 150,000 | 300,000 | 375,000 | 450,000 |
| Pretax income | 1,405,000 | 2,998,000 | 5,033,000 | 6,962,000 |
| Income tax | 202,000 | 427,000 | 726,000 | 978,000 |
| Net income | 1,203,000 | 2,571,000 | 4,307,000 | 5,984,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 76,549,000 | 77,916,000 | 79,653,000 | 80,780,000 |
| Total capital | 80,498,000 | 81,801,000 | 83,719,000 | 84,966,000 |
| Risk-weighted assets | 313,113,000 | 307,789,000 | 322,370,000 | 331,992,000 |