Call reports 2019
COMMUNITY BANK & TRUST, WACO, TEXAS — 2019
What COMMUNITY BANK & TRUST, WACO, TEXAS reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 448,586,000 | 447,700,000 | 460,101,000 | 466,543,000 |
| Total loans | 306,560,000 | 318,244,000 | 315,103,000 | 321,846,000 |
| Allowance for loan losses | 3,962,000 | 4,157,000 | 4,340,000 | 4,351,000 |
| Securities available for sale | 102,319,000 | 97,274,000 | 110,670,000 | 108,494,000 |
| Securities held to maturity | 6,444,000 | 6,431,000 | 2,076,000 | 2,069,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 382,248,000 | 378,689,000 | 388,904,000 | 395,196,000 |
| Interest-bearing deposits | 267,373,000 | 264,948,000 | 267,961,000 | 270,739,000 |
| Noninterest-bearing deposits | 114,875,000 | 113,741,000 | 120,943,000 | 124,457,000 |
| Equity capital | 65,750,000 | 68,164,000 | 69,986,000 | 71,191,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,636,000 | 9,425,000 | 14,344,000 | 19,198,000 |
| Interest expense | 607,000 | 1,258,000 | 1,927,000 | 2,605,000 |
| Net interest income | 4,029,000 | 8,167,000 | 12,417,000 | 16,593,000 |
| Noninterest income | 1,529,000 | 3,067,000 | 4,605,000 | 6,152,000 |
| Noninterest expense | 3,703,000 | 7,584,000 | 11,352,000 | 15,501,000 |
| Provision for loan losses | 350,000 | 500,000 | 650,000 | 900,000 |
| Pretax income | 1,505,000 | 3,155,000 | 5,025,000 | 6,306,000 |
| Income tax | 227,000 | 534,000 | 889,000 | 1,104,000 |
| Net income | 1,278,000 | 2,621,000 | 4,136,000 | 5,202,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 66,852,000 | 68,195,000 | 69,710,000 | 70,616,000 |
| Total capital | 70,814,000 | 72,238,000 | 73,837,000 | 74,833,000 |
| Risk-weighted assets | 317,068,000 | 323,351,000 | 329,952,000 | 337,251,000 |
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