Call reports 2018
COMMUNITY BANK & TRUST, WACO, TEXAS — 2018
What COMMUNITY BANK & TRUST, WACO, TEXAS reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 433,490,000 | 448,985,000 | 447,991,000 | 450,382,000 |
| Total loans | 284,746,000 | 309,780,000 | 312,995,000 | 307,111,000 |
| Allowance for loan losses | 4,809,000 | 4,906,000 | 5,125,000 | 4,226,000 |
| Securities available for sale | 76,633,000 | 79,414,000 | 106,263,000 | 104,429,000 |
| Securities held to maturity | 38,182,000 | 38,097,000 | 6,470,000 | 6,457,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 372,063,000 | 385,205,000 | 383,992,000 | 386,873,000 |
| Interest-bearing deposits | 270,224,000 | 270,495,000 | 273,191,000 | 272,575,000 |
| Noninterest-bearing deposits | 101,839,000 | 114,710,000 | 110,801,000 | 114,298,000 |
| Equity capital | 60,754,000 | 61,871,000 | 62,944,000 | 63,366,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,229,000 | 8,715,000 | 13,384,000 | 18,078,000 |
| Interest expense | 488,000 | 1,005,000 | 1,577,000 | 2,154,000 |
| Net interest income | 3,741,000 | 7,710,000 | 11,807,000 | 15,924,000 |
| Noninterest income | 1,415,000 | 2,840,000 | 4,261,000 | 5,754,000 |
| Noninterest expense | 3,524,000 | 7,006,000 | 10,474,000 | 14,235,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 2,100,000 |
| Pretax income | 1,482,000 | 3,244,000 | 5,144,000 | 5,215,000 |
| Income tax | 210,000 | 525,000 | 870,000 | 862,000 |
| Net income | 1,272,000 | 2,719,000 | 4,274,000 | 4,353,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,633,000 | 64,080,000 | 65,635,000 | 65,574,000 |
| Total capital | 66,332,000 | 68,055,000 | 69,645,000 | 69,540,000 |
| Risk-weighted assets | 294,849,000 | 317,095,000 | 319,649,000 | 317,033,000 |