Call reports 2008
COMMUNITY BANK & TRUST, WACO, TEXAS — 2008
What COMMUNITY BANK & TRUST, WACO, TEXAS reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 378,451,000 | 376,655,000 | 383,659,000 | 395,283,000 |
| Total loans | 234,442,000 | 251,349,000 | 263,477,000 | 277,479,000 |
| Allowance for loan losses | 2,055,000 | 1,840,000 | 2,333,000 | 2,366,000 |
| Securities available for sale | 118,564,000 | 98,088,000 | 94,482,000 | 93,306,000 |
| Securities held to maturity | 5,823,000 | 6,362,000 | 6,339,000 | 6,341,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 340,398,000 | 341,030,000 | 346,879,000 | 348,243,000 |
| Interest-bearing deposits | 290,005,000 | 287,937,000 | 290,841,000 | 287,009,000 |
| Noninterest-bearing deposits | 50,393,000 | 53,093,000 | 56,038,000 | 61,234,000 |
| Equity capital | 36,468,000 | 34,911,000 | 35,793,000 | 36,578,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 5,638,000 | 11,060,000 | 16,507,000 | 21,887,000 |
| Interest expense | 2,666,000 | 5,117,000 | 7,467,000 | 9,739,000 |
| Net interest income | 2,972,000 | 5,943,000 | 9,040,000 | 12,148,000 |
| Noninterest income | 1,088,000 | 2,068,000 | 3,089,000 | 4,174,000 |
| Noninterest expense | 2,754,000 | 5,653,000 | 8,768,000 | 11,470,000 |
| Provision for loan losses | 120,000 | 260,000 | 760,000 | 3,060,000 |
| Pretax income | 1,318,000 | 2,207,000 | 2,703,000 | 1,957,000 |
| Income tax | 394,000 | 647,000 | 770,000 | 570,000 |
| Net income | 924,000 | 1,560,000 | 1,933,000 | 1,387,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,658,000 | 35,295,000 | 35,668,000 | 34,996,000 |
| Total capital | 36,713,000 | 37,135,000 | 38,001,000 | 37,362,000 |
| Risk-weighted assets | 245,728,000 | 258,934,000 | 269,397,000 | 279,911,000 |
Machine access — free, no API key
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