Call reports 2007
COMMUNITY BANK & TRUST, WACO, TEXAS — 2007
What COMMUNITY BANK & TRUST, WACO, TEXAS reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 335,523,000 | 343,230,000 | 363,964,000 | 386,068,000 |
| Total loans | 218,047,000 | 212,398,000 | 211,643,000 | 231,641,000 |
| Allowance for loan losses | 2,074,000 | 2,209,000 | 2,326,000 | 1,946,000 |
| Securities available for sale | 84,469,000 | 107,554,000 | 126,454,000 | 121,753,000 |
| Securities held to maturity | 5,563,000 | 5,566,000 | 5,558,000 | 6,004,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 302,451,000 | 311,028,000 | 329,998,000 | 350,577,000 |
| Interest-bearing deposits | 253,136,000 | 260,273,000 | 280,573,000 | 285,560,000 |
| Noninterest-bearing deposits | 49,315,000 | 50,755,000 | 49,425,000 | 65,017,000 |
| Equity capital | 31,884,000 | 31,502,000 | 32,988,000 | 34,643,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 5,360,000 | 10,856,000 | 16,578,000 | 22,307,000 |
| Interest expense | 2,335,000 | 4,813,000 | 7,477,000 | 10,251,000 |
| Net interest income | 3,025,000 | 6,043,000 | 9,101,000 | 12,056,000 |
| Noninterest income | 1,157,000 | 2,106,000 | 3,065,000 | 4,099,000 |
| Noninterest expense | 2,551,000 | 5,234,000 | 7,989,000 | 10,863,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 600,000 |
| Pretax income | 1,510,000 | 2,676,000 | 3,818,000 | 4,718,000 |
| Income tax | 466,000 | 821,000 | 1,167,000 | 1,451,000 |
| Net income | 1,044,000 | 1,855,000 | 2,651,000 | 3,267,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,997,000 | 32,809,000 | 33,604,000 | 34,046,000 |
| Total capital | 34,071,000 | 35,018,000 | 35,930,000 | 35,992,000 |
| Risk-weighted assets | 226,998,000 | 223,706,000 | 227,134,000 | 249,737,000 |
Machine access — free, no API key
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