Call reports 2005
COMMUNITY BANK & TRUST, WACO, TEXAS — 2005
What COMMUNITY BANK & TRUST, WACO, TEXAS reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 277,954,000 | 278,225,000 | 294,167,000 | 298,392,000 |
| Total loans | 208,268,000 | 206,823,000 | 200,230,000 | 199,475,000 |
| Allowance for loan losses | 2,134,000 | 2,242,000 | 1,908,000 | 1,513,000 |
| Securities available for sale | 42,626,000 | 42,458,000 | 56,930,000 | 67,551,000 |
| Securities held to maturity | 7,633,000 | 7,734,000 | 7,652,000 | 7,653,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 245,160,000 | 248,212,000 | 263,743,000 | 268,307,000 |
| Interest-bearing deposits | 200,686,000 | 205,042,000 | 213,481,000 | 219,578,000 |
| Noninterest-bearing deposits | 44,474,000 | 43,170,000 | 50,262,000 | 48,729,000 |
| Equity capital | 27,048,000 | 27,655,000 | 28,071,000 | 28,302,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,697,000 | 7,562,000 | 11,576,000 | 15,813,000 |
| Interest expense | 1,410,000 | 2,909,000 | 4,481,000 | 6,190,000 |
| Net interest income | 2,287,000 | 4,653,000 | 7,095,000 | 9,623,000 |
| Noninterest income | 1,037,000 | 1,940,000 | 2,882,000 | 3,809,000 |
| Noninterest expense | 2,340,000 | 4,770,000 | 7,257,000 | 9,841,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 480,000 |
| Pretax income | 854,000 | 1,573,000 | 2,348,000 | 3,034,000 |
| Income tax | 256,000 | 446,000 | 701,000 | 845,000 |
| Net income | 598,000 | 1,127,000 | 1,647,000 | 2,189,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,141,000 | 27,670,000 | 28,190,000 | 28,606,000 |
| Total capital | 29,275,000 | 29,912,000 | 30,098,000 | 30,119,000 |
| Risk-weighted assets | 211,269,000 | 211,596,000 | 212,854,000 | 200,638,000 |
Machine access — free, no API key
Every figure shown here about COMMUNITY BANK & TRUST, WACO, TEXAS — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.