Call reports 2004
COMMUNITY BANK & TRUST, WACO, TEXAS — 2004
What COMMUNITY BANK & TRUST, WACO, TEXAS reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 261,917,000 | 262,934,000 | 271,887,000 | 278,445,000 |
| Total loans | 186,695,000 | 195,511,000 | 201,048,000 | 207,351,000 |
| Allowance for loan losses | 1,979,000 | 2,122,000 | 2,016,000 | 2,037,000 |
| Securities available for sale | 47,858,000 | 35,582,000 | 34,220,000 | 40,397,000 |
| Securities held to maturity | 8,911,000 | 9,013,000 | 8,283,000 | 8,285,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 232,250,000 | 227,947,000 | 236,026,000 | 243,784,000 |
| Interest-bearing deposits | 192,444,000 | 188,416,000 | 194,354,000 | 196,132,000 |
| Noninterest-bearing deposits | 39,806,000 | 39,531,000 | 41,672,000 | 47,652,000 |
| Equity capital | 25,867,000 | 25,526,000 | 26,403,000 | 26,720,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 3,384,000 | 6,797,000 | 10,226,000 | 13,832,000 |
| Interest expense | 1,314,000 | 2,603,000 | 3,954,000 | 5,377,000 |
| Net interest income | 2,070,000 | 4,194,000 | 6,272,000 | 8,455,000 |
| Noninterest income | 814,000 | 1,687,000 | 2,594,000 | 3,556,000 |
| Noninterest expense | 2,223,000 | 4,465,000 | 6,747,000 | 9,177,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 480,000 |
| Pretax income | 539,000 | 1,178,000 | 1,758,000 | 2,355,000 |
| Income tax | 180,000 | 365,000 | 472,000 | 575,000 |
| Net income | 359,000 | 813,000 | 1,286,000 | 1,780,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,222,000 | 25,676,000 | 26,149,000 | 26,543,000 |
| Total capital | 27,201,000 | 27,798,000 | 28,165,000 | 28,580,000 |
| Risk-weighted assets | 192,956,000 | 197,982,000 | 205,480,000 | 210,744,000 |
Machine access — free, no API key
Every figure shown here about COMMUNITY BANK & TRUST, WACO, TEXAS — 2004 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.