Call reports 2026
PICKENS SAVINGS AND LOAN ASSOCIATION, FEDERAL ASSOCIATION — 2026
What PICKENS SAVINGS AND LOAN ASSOCIATION, FEDERAL ASSOCIATION reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 135,963,000 | 138,289,000 |
| Total loans | 84,487,000 | 86,201,000 |
| Allowance for loan losses | 827,000 | 837,000 |
| Securities available for sale | 34,332,000 | 34,638,000 |
| Securities held to maturity | 2,503,000 | 2,377,000 |
| Trading assets | 0 | 0 |
| Total deposits | 115,690,000 | 117,237,000 |
| Interest-bearing deposits | 109,488,000 | 110,673,000 |
| Noninterest-bearing deposits | 6,202,000 | 6,564,000 |
| Equity capital | 12,655,000 | 13,162,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,542,000 | 3,123,000 |
| Interest expense | 558,000 | 1,111,000 |
| Net interest income | 984,000 | 2,012,000 |
| Noninterest income | 73,000 | 153,000 |
| Noninterest expense | 761,000 | 1,581,000 |
| Provision for loan losses | 17,000 | 27,000 |
| Pretax income | 296,000 | 583,000 |
| Income tax | 54,000 | 105,000 |
| Net income | 242,000 | 478,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 14,813,000 | 15,049,000 |
| Total capital | 15,676,000 | 15,929,000 |
| Risk-weighted assets | 69,007,000 | 70,394,000 |