Call reports 2018
PICKENS SAVINGS AND LOAN ASSOCIATION, FEDERAL ASSOCIATION — 2018
What PICKENS SAVINGS AND LOAN ASSOCIATION, FEDERAL ASSOCIATION reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 92,585,000 | 91,838,000 | 92,752,000 | 92,512,000 |
| Total loans | 52,725,000 | 52,633,000 | 53,131,000 | 53,410,000 |
| Allowance for loan losses | 823,000 | 884,000 | 886,000 | 846,000 |
| Securities available for sale | 25,972,000 | 25,710,000 | 25,792,000 | 25,300,000 |
| Securities held to maturity | 2,589,000 | 2,471,000 | 2,469,000 | 2,467,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,261,000 | 73,763,000 | 74,869,000 | 73,638,000 |
| Interest-bearing deposits | 71,989,000 | 71,366,000 | 72,567,000 | 71,332,000 |
| Noninterest-bearing deposits | 2,272,000 | 2,397,000 | 2,302,000 | 2,306,000 |
| Equity capital | 10,238,000 | 10,311,000 | 10,296,000 | 10,585,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 867,000 | 1,745,000 | 2,639,000 | 3,539,000 |
| Interest expense | 99,000 | 205,000 | 327,000 | 461,000 |
| Net interest income | 768,000 | 1,540,000 | 2,312,000 | 3,078,000 |
| Noninterest income | 29,000 | 81,000 | 138,000 | 183,000 |
| Noninterest expense | 663,000 | 1,339,000 | 2,005,000 | 2,680,000 |
| Provision for loan losses | -51,000 | -51,000 | -51,000 | -51,000 |
| Pretax income | 155,000 | 303,000 | 467,000 | 603,000 |
| Income tax | 24,000 | 20,000 | 39,000 | 51,000 |
| Net income | 131,000 | 283,000 | 428,000 | 552,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,207,000 | 10,362,000 | 10,507,000 | 10,646,000 |
| Total capital | 10,822,000 | 10,990,000 | 11,132,000 | 11,278,000 |
| Risk-weighted assets | 49,016,000 | 49,994,000 | 49,749,000 | 50,310,000 |