Call reports 2017
PICKENS SAVINGS AND LOAN ASSOCIATION, FEDERAL ASSOCIATION — 2017
What PICKENS SAVINGS AND LOAN ASSOCIATION, FEDERAL ASSOCIATION reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 94,636,000 | 94,212,000 | 94,310,000 | 92,879,000 |
| Total loans | 54,364,000 | 53,217,000 | 52,551,000 | 52,087,000 |
| Allowance for loan losses | 880,000 | 881,000 | 880,000 | 881,000 |
| Securities available for sale | 21,751,000 | 22,274,000 | 23,269,000 | 23,566,000 |
| Securities held to maturity | 2,248,000 | 2,246,000 | 2,593,000 | 2,591,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,604,000 | 75,013,000 | 74,929,000 | 73,596,000 |
| Interest-bearing deposits | 72,905,000 | 72,031,000 | 71,708,000 | 71,295,000 |
| Noninterest-bearing deposits | 2,699,000 | 2,982,000 | 3,221,000 | 2,301,000 |
| Equity capital | 10,091,000 | 10,352,000 | 10,456,000 | 10,404,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 846,000 | 1,688,000 | 2,543,000 | 3,379,000 |
| Interest expense | 97,000 | 195,000 | 291,000 | 390,000 |
| Net interest income | 749,000 | 1,493,000 | 2,252,000 | 2,989,000 |
| Noninterest income | 64,000 | 128,000 | 190,000 | 247,000 |
| Noninterest expense | 665,000 | 1,331,000 | 1,990,000 | 2,668,000 |
| Provision for loan losses | 0 | 1,000 | 0 | 1,000 |
| Pretax income | 148,000 | 289,000 | 452,000 | 567,000 |
| Income tax | 23,000 | 42,000 | 65,000 | 139,000 |
| Net income | 125,000 | 247,000 | 387,000 | 428,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,884,000 | 10,020,000 | 10,145,000 | 10,169,000 |
| Total capital | 10,529,000 | 10,655,000 | 10,783,000 | 10,807,000 |
| Risk-weighted assets | 51,413,000 | 50,614,000 | 50,761,000 | 50,784,000 |