Call reports 2025
PISCATAQUA SAVINGS BANK — 2025
What PISCATAQUA SAVINGS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 363,289,000 | 366,584,000 | 376,552,000 | 383,228,000 |
| Total loans | 198,505,000 | 203,227,000 | 203,887,000 | 201,490,000 |
| Allowance for loan losses | 1,574,000 | 1,449,000 | 1,340,000 | 1,352,000 |
| Securities available for sale | 115,168,000 | 109,011,000 | 113,280,000 | 118,608,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 297,631,000 | 285,374,000 | 294,042,000 | 300,457,000 |
| Interest-bearing deposits | 290,631,000 | 277,059,000 | 285,969,000 | 292,634,000 |
| Noninterest-bearing deposits | 7,000,000 | 8,315,000 | 8,073,000 | 7,823,000 |
| Equity capital | 39,494,000 | 40,125,000 | 41,284,000 | 41,659,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,058,000 | 6,270,000 | 9,631,000 | 13,099,000 |
| Interest expense | 2,041,000 | 4,102,000 | 6,214,000 | 8,337,000 |
| Net interest income | 1,017,000 | 2,168,000 | 3,417,000 | 4,762,000 |
| Noninterest income | 718,000 | 1,574,000 | 2,345,000 | 3,178,000 |
| Noninterest expense | 2,189,000 | 4,231,000 | 6,207,000 | 8,320,000 |
| Provision for loan losses | 70,000 | -55,000 | -164,000 | -152,000 |
| Pretax income | -521,000 | -537,000 | -378,000 | -313,000 |
| Income tax | -32,000 | 11,000 | 58,000 | 46,000 |
| Net income | -489,000 | -548,000 | -436,000 | -359,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,033,000 | 48,903,000 | 49,013,000 | 49,088,000 |