Call reports 2024
PISCATAQUA SAVINGS BANK — 2024
What PISCATAQUA SAVINGS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 343,636,000 | 365,097,000 | 366,752,000 | 362,004,000 |
| Total loans | 200,566,000 | 200,580,000 | 197,179,000 | 198,189,000 |
| Allowance for loan losses | 1,656,000 | 1,592,000 | 1,509,000 | 1,504,000 |
| Securities available for sale | 99,400,000 | 104,241,000 | 116,378,000 | 114,729,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 303,567,000 | 300,117,000 | 299,271,000 | 296,951,000 |
| Interest-bearing deposits | 297,250,000 | 293,563,000 | 290,543,000 | 288,804,000 |
| Noninterest-bearing deposits | 6,317,000 | 6,554,000 | 8,728,000 | 8,147,000 |
| Equity capital | 38,886,000 | 38,871,000 | 41,324,000 | 38,929,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,623,000 | 5,530,000 | 8,551,000 | 11,630,000 |
| Interest expense | 1,676,000 | 3,610,000 | 5,693,000 | 7,787,000 |
| Net interest income | 947,000 | 1,920,000 | 2,858,000 | 3,843,000 |
| Noninterest income | 690,000 | 1,479,000 | 2,182,000 | 2,884,000 |
| Noninterest expense | 2,087,000 | 4,014,000 | 5,946,000 | 8,036,000 |
| Provision for loan losses | -54,000 | -118,000 | -201,000 | -206,000 |
| Pretax income | -389,000 | -491,000 | -692,000 | -1,086,000 |
| Income tax | 48,000 | -155,000 | -204,000 | -277,000 |
| Net income | -437,000 | -336,000 | -488,000 | -809,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,067,000 | 50,142,000 | 49,915,000 | 49,608,000 |