Call reports 2023
PISCATAQUA SAVINGS BANK — 2023
What PISCATAQUA SAVINGS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 371,402,000 | 360,577,000 | 359,919,000 | 351,163,000 |
| Total loans | 208,619,000 | 212,528,000 | 207,387,000 | 205,058,000 |
| Allowance for loan losses | 1,731,000 | 1,756,000 | 1,775,000 | 1,710,000 |
| Securities available for sale | 116,729,000 | 105,129,000 | 98,436,000 | 99,572,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 330,910,000 | 321,273,000 | 321,726,000 | 309,824,000 |
| Interest-bearing deposits | 320,660,000 | 313,059,000 | 314,666,000 | 302,945,000 |
| Noninterest-bearing deposits | 10,250,000 | 8,214,000 | 7,060,000 | 6,879,000 |
| Equity capital | 39,228,000 | 38,058,000 | 36,888,000 | 40,157,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,743,000 | 5,409,000 | 8,137,000 | 10,975,000 |
| Interest expense | 1,235,000 | 2,571,000 | 4,097,000 | 5,752,000 |
| Net interest income | 1,508,000 | 2,838,000 | 4,040,000 | 5,223,000 |
| Noninterest income | 660,000 | 1,434,000 | 2,096,000 | 2,734,000 |
| Noninterest expense | 2,031,000 | 4,018,000 | 5,966,000 | 7,881,000 |
| Provision for loan losses | 42,000 | 67,000 | 86,000 | 21,000 |
| Pretax income | 83,000 | 146,000 | 47,000 | 20,000 |
| Income tax | -14,000 | -37,000 | -141,000 | -21,000 |
| Net income | 97,000 | 183,000 | 188,000 | 41,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,686,000 | 50,705,000 | 50,649,000 | 50,645,000 |