Call reports 2022
PISCATAQUA SAVINGS BANK — 2022
What PISCATAQUA SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 352,255,000 | 353,376,000 | 357,184,000 | 380,965,000 |
| Total loans | 188,952,000 | 190,487,000 | 201,839,000 | 206,549,000 |
| Allowance for loan losses | 1,622,000 | 1,622,000 | 1,722,000 | 1,762,000 |
| Securities available for sale | 117,104,000 | 113,517,000 | 114,133,000 | 113,933,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 302,135,000 | 298,828,000 | 318,685,000 | 341,206,000 |
| Interest-bearing deposits | 295,246,000 | 291,363,000 | 310,967,000 | 332,519,000 |
| Noninterest-bearing deposits | 6,889,000 | 7,465,000 | 7,718,000 | 8,687,000 |
| Equity capital | 42,822,000 | 40,397,000 | 37,316,000 | 38,509,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,949,000 | 4,014,000 | 6,185,000 | 8,703,000 |
| Interest expense | 321,000 | 646,000 | 1,059,000 | 1,940,000 |
| Net interest income | 1,628,000 | 3,368,000 | 5,126,000 | 6,763,000 |
| Noninterest income | 693,000 | 1,483,000 | 2,140,000 | 2,794,000 |
| Noninterest expense | 1,642,000 | 3,600,000 | 5,473,000 | 7,564,000 |
| Provision for loan losses | 55,000 | 55,000 | 155,000 | 195,000 |
| Pretax income | 662,000 | 1,233,000 | 1,676,000 | 1,797,000 |
| Income tax | 120,000 | 172,000 | 225,000 | 248,000 |
| Net income | 542,000 | 1,061,000 | 1,451,000 | 1,549,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,695,000 | 50,211,000 | 50,613,000 | 50,695,000 |