Call reports 2021
PISCATAQUA SAVINGS BANK — 2021
What PISCATAQUA SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 339,239,000 | 335,060,000 | 338,598,000 | 347,943,000 |
| Total loans | 177,652,000 | 181,451,000 | 182,230,000 | 183,740,000 |
| Allowance for loan losses | 1,541,000 | 1,522,000 | 1,547,000 | 1,567,000 |
| Securities available for sale | 113,133,000 | 108,182,000 | 113,449,000 | 122,044,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 290,363,000 | 284,651,000 | 288,370,000 | 297,994,000 |
| Interest-bearing deposits | 280,858,000 | 275,599,000 | 280,388,000 | 289,754,000 |
| Noninterest-bearing deposits | 9,505,000 | 9,052,000 | 7,982,000 | 8,240,000 |
| Equity capital | 46,688,000 | 47,836,000 | 47,711,000 | 47,638,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,895,000 | 3,787,000 | 5,639,000 | 7,535,000 |
| Interest expense | 459,000 | 878,000 | 1,254,000 | 1,602,000 |
| Net interest income | 1,436,000 | 2,909,000 | 4,385,000 | 5,933,000 |
| Noninterest income | 749,000 | 1,577,000 | 2,270,000 | 3,040,000 |
| Noninterest expense | 1,715,000 | 3,718,000 | 5,454,000 | 7,404,000 |
| Provision for loan losses | -73,000 | -92,000 | -74,000 | -54,000 |
| Pretax income | 551,000 | 880,000 | 1,295,000 | 1,627,000 |
| Income tax | 111,000 | 162,000 | 214,000 | 265,000 |
| Net income | 440,000 | 718,000 | 1,081,000 | 1,362,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,403,000 | 48,681,000 | 49,043,000 | 49,324,000 |