Call reports 2020
PISCATAQUA SAVINGS BANK — 2020
What PISCATAQUA SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 297,080,000 | 307,310,000 | 320,688,000 | 330,240,000 |
| Total loans | 189,809,000 | 189,192,000 | 195,617,000 | 189,492,000 |
| Allowance for loan losses | 1,626,000 | 1,616,000 | 1,666,000 | 1,621,000 |
| Securities available for sale | 67,613,000 | 73,929,000 | 80,345,000 | 93,333,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 250,471,000 | 258,318,000 | 271,109,000 | 280,477,000 |
| Interest-bearing deposits | 243,889,000 | 251,067,000 | 264,245,000 | 273,049,000 |
| Noninterest-bearing deposits | 6,582,000 | 7,251,000 | 6,864,000 | 7,428,000 |
| Equity capital | 45,436,000 | 46,740,000 | 47,195,000 | 47,328,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,213,000 | 4,299,000 | 6,363,000 | 8,379,000 |
| Interest expense | 698,000 | 1,308,000 | 1,850,000 | 2,349,000 |
| Net interest income | 1,515,000 | 2,991,000 | 4,513,000 | 6,030,000 |
| Noninterest income | 586,000 | 1,245,000 | 1,872,000 | 2,605,000 |
| Noninterest expense | 1,763,000 | 3,696,000 | 5,339,000 | 7,364,000 |
| Provision for loan losses | -10,000 | -20,000 | 30,000 | -15,000 |
| Pretax income | 315,000 | 619,000 | 1,128,000 | 1,478,000 |
| Income tax | 66,000 | -123,000 | -76,000 | -21,000 |
| Net income | 249,000 | 742,000 | 1,204,000 | 1,499,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,713,000 | 47,206,000 | 47,668,000 | 47,962,000 |