Call reports 2019
PISCATAQUA SAVINGS BANK — 2019
What PISCATAQUA SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 274,468,000 | 280,281,000 | 291,715,000 | 295,735,000 |
| Total loans | 193,349,000 | 191,716,000 | 194,935,000 | 192,205,000 |
| Allowance for loan losses | 1,646,000 | 1,646,000 | 1,657,000 | 1,636,000 |
| Securities available for sale | 46,226,000 | 48,083,000 | 53,685,000 | 63,020,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 230,113,000 | 235,407,000 | 246,211,000 | 250,131,000 |
| Interest-bearing deposits | 222,277,000 | 226,905,000 | 238,210,000 | 243,663,000 |
| Noninterest-bearing deposits | 7,836,000 | 8,502,000 | 8,001,000 | 6,468,000 |
| Equity capital | 43,125,000 | 43,668,000 | 44,160,000 | 44,266,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,238,000 | 4,451,000 | 6,723,000 | 8,937,000 |
| Interest expense | 590,000 | 1,307,000 | 2,049,000 | 2,805,000 |
| Net interest income | 1,648,000 | 3,144,000 | 4,674,000 | 6,132,000 |
| Noninterest income | 571,000 | 1,204,000 | 1,798,000 | 2,488,000 |
| Noninterest expense | 1,667,000 | 3,630,000 | 5,334,000 | 7,400,000 |
| Provision for loan losses | 0 | 0 | 11,000 | -10,000 |
| Pretax income | 569,000 | 735,000 | 1,147,000 | 1,266,000 |
| Income tax | 118,000 | 140,000 | 213,000 | 236,000 |
| Net income | 451,000 | 595,000 | 934,000 | 1,030,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,884,000 | 46,029,000 | 46,368,000 | 46,464,000 |
| Total capital | 47,585,000 | 47,732,000 | 48,078,000 | 48,153,000 |
| Risk-weighted assets | 171,506,000 | 170,783,000 | 176,386,000 | 180,766,000 |