Call reports 2018
PISCATAQUA SAVINGS BANK — 2018
What PISCATAQUA SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 267,394,000 | 272,078,000 | 276,248,000 | 276,441,000 |
| Total loans | 175,267,000 | 183,620,000 | 188,839,000 | 194,272,000 |
| Allowance for loan losses | 1,462,000 | 1,550,000 | 1,606,000 | 1,646,000 |
| Securities available for sale | 57,184,000 | 52,847,000 | 49,555,000 | 46,515,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 224,552,000 | 221,588,000 | 227,801,000 | 227,599,000 |
| Interest-bearing deposits | 218,870,000 | 215,883,000 | 221,691,000 | 221,599,000 |
| Noninterest-bearing deposits | 5,682,000 | 5,705,000 | 6,110,000 | 6,000,000 |
| Equity capital | 41,076,000 | 41,209,000 | 41,600,000 | 42,058,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,307,000 | 4,356,000 | 6,515,000 | 8,728,000 |
| Interest expense | 394,000 | 861,000 | 1,421,000 | 2,000,000 |
| Net interest income | 1,913,000 | 3,495,000 | 5,094,000 | 6,728,000 |
| Noninterest income | 582,000 | 1,212,000 | 1,808,000 | 2,379,000 |
| Noninterest expense | 1,657,000 | 3,466,000 | 5,027,000 | 7,005,000 |
| Provision for loan losses | 21,000 | 109,000 | 165,000 | 205,000 |
| Pretax income | 817,000 | 1,125,000 | 1,703,000 | 1,890,000 |
| Income tax | 192,000 | 278,000 | 376,000 | 406,000 |
| Net income | 625,000 | 847,000 | 1,327,000 | 1,484,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,584,000 | 44,806,000 | 45,285,000 | 45,430,000 |
| Total capital | 46,048,000 | 46,411,000 | 46,947,000 | 47,129,000 |
| Risk-weighted assets | 165,814,000 | 168,008,000 | 171,329,000 | 173,626,000 |