Call reports 2017
PISCATAQUA SAVINGS BANK — 2017
What PISCATAQUA SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 258,679,000 | 264,760,000 | 268,185,000 | 264,048,000 |
| Total loans | 161,716,000 | 164,640,000 | 167,980,000 | 172,262,000 |
| Allowance for loan losses | 1,331,000 | 1,331,000 | 1,441,000 | 1,441,000 |
| Securities available for sale | 65,124,000 | 66,044,000 | 64,022,000 | 59,412,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 215,825,000 | 221,639,000 | 224,398,000 | 221,552,000 |
| Interest-bearing deposits | 209,770,000 | 215,231,000 | 216,970,000 | 214,749,000 |
| Noninterest-bearing deposits | 6,055,000 | 6,408,000 | 7,428,000 | 6,803,000 |
| Equity capital | 40,569,000 | 40,827,000 | 41,284,000 | 40,964,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,795,000 | 3,642,000 | 5,569,000 | 7,550,000 |
| Interest expense | 316,000 | 666,000 | 1,047,000 | 1,437,000 |
| Net interest income | 1,479,000 | 2,976,000 | 4,522,000 | 6,113,000 |
| Noninterest income | 501,000 | 1,124,000 | 1,736,000 | 2,306,000 |
| Noninterest expense | 1,690,000 | 3,627,000 | 5,249,000 | 7,195,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 292,000 | 476,000 | 1,014,000 | 1,226,000 |
| Income tax | 92,000 | 149,000 | 275,000 | 703,000 |
| Net income | 200,000 | 327,000 | 739,000 | 523,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,160,000 | 43,288,000 | 43,700,000 | 43,958,000 |
| Total capital | 44,491,000 | 44,620,000 | 45,143,000 | 45,401,000 |
| Risk-weighted assets | 152,643,000 | 154,499,000 | 155,941,000 | 157,400,000 |