Call reports 2016
PISCATAQUA SAVINGS BANK — 2016
What PISCATAQUA SAVINGS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 244,845,000 | 247,029,000 | 248,737,000 | 256,751,000 |
| Total loans | 151,765,000 | 150,755,000 | 147,196,000 | 150,676,000 |
| Allowance for loan losses | 1,441,000 | 1,441,000 | 1,441,000 | 1,441,000 |
| Securities available for sale | 65,878,000 | 66,601,000 | 69,442,000 | 71,963,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 201,746,000 | 203,384,000 | 205,155,000 | 214,112,000 |
| Interest-bearing deposits | 195,779,000 | 198,520,000 | 199,359,000 | 207,107,000 |
| Noninterest-bearing deposits | 5,967,000 | 4,864,000 | 5,796,000 | 7,005,000 |
| Equity capital | 40,853,000 | 41,386,000 | 41,325,000 | 40,494,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,699,000 | 3,417,000 | 5,126,000 | 6,857,000 |
| Interest expense | 267,000 | 540,000 | 829,000 | 1,136,000 |
| Net interest income | 1,432,000 | 2,877,000 | 4,297,000 | 5,721,000 |
| Noninterest income | 507,000 | 1,108,000 | 1,645,000 | 2,194,000 |
| Noninterest expense | 1,467,000 | 3,048,000 | 4,778,000 | 6,580,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 476,000 | 941,000 | 1,167,000 | 1,338,000 |
| Income tax | 161,000 | 311,000 | 378,000 | 406,000 |
| Net income | 315,000 | 630,000 | 789,000 | 932,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,344,000 | 42,658,000 | 42,817,000 | 42,960,000 |
| Total capital | 43,785,000 | 44,099,000 | 44,258,000 | 44,401,000 |
| Risk-weighted assets | 139,801,000 | 139,299,000 | 143,554,000 | 147,756,000 |