Call reports 2015
PISCATAQUA SAVINGS BANK — 2015
What PISCATAQUA SAVINGS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 238,185,000 | 236,389,000 | 240,276,000 | 240,436,000 |
| Total loans | 154,852,000 | 153,082,000 | 152,865,000 | 153,003,000 |
| Allowance for loan losses | 1,441,000 | 1,441,000 | 1,441,000 | 1,441,000 |
| Securities available for sale | 57,600,000 | 58,345,000 | 62,512,000 | 60,874,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 196,414,000 | 194,501,000 | 197,968,000 | 198,203,000 |
| Interest-bearing deposits | 191,249,000 | 188,722,000 | 192,997,000 | 193,045,000 |
| Noninterest-bearing deposits | 5,165,000 | 5,779,000 | 4,971,000 | 5,158,000 |
| Equity capital | 39,539,000 | 39,688,000 | 40,151,000 | 40,114,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,652,000 | 3,322,000 | 4,989,000 | 6,684,000 |
| Interest expense | 234,000 | 482,000 | 737,000 | 1,002,000 |
| Net interest income | 1,418,000 | 2,840,000 | 4,252,000 | 5,682,000 |
| Noninterest income | 516,000 | 1,085,000 | 1,604,000 | 2,091,000 |
| Noninterest expense | 1,502,000 | 2,973,000 | 4,551,000 | 6,255,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 430,000 | 944,000 | 1,299,000 | 1,524,000 |
| Income tax | 130,000 | 294,000 | 410,000 | 476,000 |
| Net income | 300,000 | 650,000 | 889,000 | 1,048,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,281,000 | 41,630,000 | 41,870,000 | 42,028,000 |
| Total capital | 42,722,000 | 43,071,000 | 43,311,000 | 43,469,000 |
| Risk-weighted assets | 142,120,000 | 137,019,000 | 136,234,000 | 137,132,000 |