Call reports 2014
PISCATAQUA SAVINGS BANK — 2014
What PISCATAQUA SAVINGS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 232,172,000 | 232,403,000 | 235,440,000 | 231,484,000 |
| Total loans | 148,012,000 | 151,422,000 | 155,180,000 | 155,513,000 |
| Allowance for loan losses | 1,441,000 | 1,441,000 | 1,441,000 | 1,441,000 |
| Securities available for sale | 59,218,000 | 58,334,000 | 56,503,000 | 51,080,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 191,419,000 | 191,159,000 | 193,916,000 | 189,697,000 |
| Interest-bearing deposits | 186,621,000 | 186,138,000 | 188,410,000 | 184,487,000 |
| Noninterest-bearing deposits | 4,798,000 | 5,021,000 | 5,506,000 | 5,210,000 |
| Equity capital | 38,930,000 | 39,393,000 | 39,585,000 | 39,953,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,566,000 | 3,178,000 | 4,820,000 | 6,484,000 |
| Interest expense | 236,000 | 472,000 | 706,000 | 933,000 |
| Net interest income | 1,330,000 | 2,706,000 | 4,114,000 | 5,551,000 |
| Noninterest income | 434,000 | 984,000 | 1,504,000 | 1,986,000 |
| Noninterest expense | 1,469,000 | 2,973,000 | 4,481,000 | 5,981,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 306,000 | 736,000 | 1,153,000 | 1,560,000 |
| Income tax | 93,000 | 230,000 | 376,000 | 499,000 |
| Net income | 213,000 | 506,000 | 777,000 | 1,061,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,125,000 | 40,418,000 | 40,686,000 | 40,960,000 |
| Total capital | 41,566,000 | 41,863,000 | 42,127,000 | 42,401,000 |
| Risk-weighted assets | 150,052,000 | 151,590,000 | 153,388,000 | 154,194,000 |