Call reports 2013
PISCATAQUA SAVINGS BANK — 2013
What PISCATAQUA SAVINGS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 231,358,000 | 227,074,000 | 225,712,000 | 228,987,000 |
| Total loans | 146,607,000 | 143,774,000 | 145,475,000 | 144,667,000 |
| Allowance for loan losses | 1,441,000 | 1,441,000 | 1,441,000 | 1,441,000 |
| Securities available for sale | 53,273,000 | 55,659,000 | 57,314,000 | 57,387,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 190,992,000 | 187,042,000 | 185,234,000 | 188,493,000 |
| Interest-bearing deposits | 186,786,000 | 182,654,000 | 181,723,000 | 183,478,000 |
| Noninterest-bearing deposits | 4,206,000 | 4,388,000 | 3,511,000 | 5,015,000 |
| Equity capital | 37,911,000 | 37,690,000 | 38,051,000 | 38,161,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,615,000 | 3,222,000 | 4,802,000 | 6,339,000 |
| Interest expense | 271,000 | 534,000 | 785,000 | 1,033,000 |
| Net interest income | 1,344,000 | 2,688,000 | 4,017,000 | 5,306,000 |
| Noninterest income | 482,000 | 1,049,000 | 1,504,000 | 1,975,000 |
| Noninterest expense | 1,419,000 | 2,862,000 | 4,363,000 | 6,007,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 407,000 | 875,000 | 1,159,000 | 1,275,000 |
| Income tax | 123,000 | 265,000 | 260,000 | 226,000 |
| Net income | 284,000 | 610,000 | 899,000 | 1,049,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,147,000 | 39,465,000 | 39,757,000 | 39,909,000 |
| Total capital | 40,599,000 | 40,906,000 | 41,198,000 | 41,350,000 |
| Risk-weighted assets | 144,554,000 | 146,256,000 | 146,683,000 | 147,872,000 |