Call reports 2012
PISCATAQUA SAVINGS BANK — 2012
What PISCATAQUA SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 229,400,000 | 227,508,000 | 227,923,000 | 230,772,000 |
| Total loans | 151,949,000 | 152,492,000 | 152,133,000 | 146,086,000 |
| Allowance for loan losses | 1,441,000 | 1,441,000 | 1,441,000 | 1,441,000 |
| Securities available for sale | 48,506,000 | 51,926,000 | 49,694,000 | 55,570,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 190,388,000 | 188,227,000 | 188,110,000 | 190,861,000 |
| Interest-bearing deposits | 185,742,000 | 183,885,000 | 183,004,000 | 184,466,000 |
| Noninterest-bearing deposits | 4,646,000 | 4,342,000 | 5,106,000 | 6,395,000 |
| Equity capital | 36,735,000 | 37,068,000 | 37,525,000 | 37,731,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,766,000 | 3,514,000 | 5,219,000 | 6,895,000 |
| Interest expense | 357,000 | 691,000 | 1,008,000 | 1,308,000 |
| Net interest income | 1,409,000 | 2,823,000 | 4,211,000 | 5,587,000 |
| Noninterest income | 451,000 | 1,057,000 | 1,616,000 | 2,099,000 |
| Noninterest expense | 1,514,000 | 3,063,000 | 4,570,000 | 5,991,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 346,000 | 817,000 | 1,257,000 | 1,695,000 |
| Income tax | 93,000 | 211,000 | 330,000 | 466,000 |
| Net income | 253,000 | 606,000 | 927,000 | 1,229,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,321,000 | 36,673,000 | 36,993,000 | 38,864,000 |
| Total capital | 37,764,000 | 38,117,000 | 38,448,000 | 40,318,000 |
| Risk-weighted assets | 133,372,000 | 139,933,000 | 142,541,000 | 142,817,000 |