Call reports 2012
NEWDOMINION BANK — 2012
What NEWDOMINION BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 375,673,000 | 351,418,000 | 317,779,000 | 311,907,000 |
| Total loans | 231,303,000 | 221,996,000 | 222,552,000 | 221,125,000 |
| Allowance for loan losses | 10,813,000 | 7,194,000 | 7,460,000 | 5,901,000 |
| Securities available for sale | 100,688,000 | 83,529,000 | 56,120,000 | 51,514,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 344,050,000 | 326,358,000 | 293,779,000 | 289,748,000 |
| Interest-bearing deposits | 320,625,000 | 301,894,000 | 264,856,000 | 258,056,000 |
| Noninterest-bearing deposits | 23,425,000 | 24,464,000 | 28,923,000 | 31,692,000 |
| Equity capital | 14,596,000 | 13,264,000 | 12,063,000 | 9,630,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,471,000 | 6,903,000 | 10,098,000 | 12,920,000 |
| Interest expense | 1,317,000 | 2,525,000 | 3,527,000 | 4,401,000 |
| Net interest income | 2,154,000 | 4,378,000 | 6,571,000 | 8,519,000 |
| Noninterest income | 112,000 | -800,000 | -1,294,000 | -2,912,000 |
| Noninterest expense | 2,934,000 | 6,307,000 | 9,406,000 | 12,432,000 |
| Provision for loan losses | 0 | 194,000 | 355,000 | 355,000 |
| Pretax income | -622,000 | -2,800,000 | -3,474,000 | -6,121,000 |
| Income tax | 0 | -243,000 | -40,000 | -56,000 |
| Net income | -622,000 | -2,557,000 | -3,434,000 | -6,065,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,869,000 | 12,054,000 | 11,177,000 | 8,719,000 |
| Total capital | 17,224,000 | 15,353,000 | 14,305,000 | 11,780,000 |
| Risk-weighted assets | 260,897,000 | 260,134,000 | 245,856,000 | 241,961,000 |