Call reports 2011
NEWDOMINION BANK — 2011
What NEWDOMINION BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 445,593,000 | 427,424,000 | 404,450,000 | 391,785,000 |
| Total loans | 286,816,000 | 270,224,000 | 246,207,000 | 234,774,000 |
| Allowance for loan losses | 14,045,000 | 14,134,000 | 10,331,000 | 10,363,000 |
| Securities available for sale | 90,060,000 | 97,389,000 | 93,790,000 | 96,452,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 399,659,000 | 382,780,000 | 361,165,000 | 359,656,000 |
| Interest-bearing deposits | 380,656,000 | 361,473,000 | 339,094,000 | 335,756,000 |
| Noninterest-bearing deposits | 19,003,000 | 21,307,000 | 22,071,000 | 23,900,000 |
| Equity capital | 20,804,000 | 19,593,000 | 18,452,000 | 15,163,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 4,498,000 | 8,568,000 | 12,470,000 | 16,012,000 |
| Interest expense | 1,758,000 | 3,374,000 | 4,880,000 | 6,290,000 |
| Net interest income | 2,740,000 | 5,194,000 | 7,590,000 | 9,722,000 |
| Noninterest income | 6,416,000 | 5,124,000 | 5,108,000 | 4,139,000 |
| Noninterest expense | 2,911,000 | 5,701,000 | 8,589,000 | 12,594,000 |
| Provision for loan losses | 1,462,000 | 2,598,000 | 4,424,000 | 4,424,000 |
| Pretax income | 5,699,000 | 2,936,000 | 871,000 | -916,000 |
| Income tax | 376,000 | -228,000 | -584,000 | 81,000 |
| Net income | 5,323,000 | 3,164,000 | 1,455,000 | -997,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,520,000 | 18,347,000 | 16,638,000 | 14,410,000 |
| Total capital | 24,541,000 | 22,091,000 | 20,077,000 | 17,769,000 |
| Risk-weighted assets | 311,616,000 | 289,131,000 | 268,264,000 | 261,685,000 |