Call reports 2010
NEWDOMINION BANK — 2010
What NEWDOMINION BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 546,752,000 | 535,465,000 | 572,531,000 | 505,456,000 |
| Total loans | 394,228,000 | 374,965,000 | 356,008,000 | 314,730,000 |
| Allowance for loan losses | 7,661,000 | 10,622,000 | 11,866,000 | 15,762,000 |
| Securities available for sale | 63,474,000 | 65,050,000 | 85,656,000 | 90,570,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 477,119,000 | 470,993,000 | 505,071,000 | 452,097,000 |
| Interest-bearing deposits | 455,613,000 | 454,297,000 | 473,907,000 | 435,462,000 |
| Noninterest-bearing deposits | 21,506,000 | 16,696,000 | 31,164,000 | 16,635,000 |
| Equity capital | 37,608,000 | 31,831,000 | 26,976,000 | 13,274,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 5,786,000 | 10,964,000 | 16,050,000 | 20,721,000 |
| Interest expense | 2,426,000 | 4,822,000 | 7,196,000 | 9,371,000 |
| Net interest income | 3,360,000 | 6,142,000 | 8,854,000 | 11,350,000 |
| Noninterest income | -1,000 | -364,000 | -1,288,000 | -1,584,000 |
| Noninterest expense | 2,315,000 | 5,374,000 | 8,385,000 | 11,563,000 |
| Provision for loan losses | 1,028,000 | 6,529,000 | 10,431,000 | 21,606,000 |
| Pretax income | 16,000 | -6,125,000 | -11,217,000 | -23,370,000 |
| Income tax | 0 | 83,000 | 76,000 | 679,000 |
| Net income | 16,000 | -6,208,000 | -11,293,000 | -24,049,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,342,000 | 30,205,000 | 25,133,000 | 12,391,000 |
| Total capital | 49,636,000 | 43,228,000 | 37,940,000 | 22,930,000 |
| Risk-weighted assets | 421,182,000 | 396,288,000 | 377,521,000 | 336,056,000 |