Call reports 2026
CITIZENS STATE BANK - LA CROSSE — 2026
What CITIZENS STATE BANK - LA CROSSE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 652,985,000 | 648,501,000 |
| Total loans | 546,390,000 | 546,310,000 |
| Allowance for loan losses | 7,426,000 | 7,426,000 |
| Securities available for sale | 402,000 | 400,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 531,107,000 | 513,360,000 |
| Interest-bearing deposits | 438,985,000 | 413,047,000 |
| Noninterest-bearing deposits | 92,122,000 | 100,313,000 |
| Equity capital | 81,930,000 | 85,129,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 10,053,000 | 19,974,000 |
| Interest expense | 3,478,000 | 6,843,000 |
| Net interest income | 6,575,000 | 13,131,000 |
| Noninterest income | 1,197,000 | 2,708,000 |
| Noninterest expense | 3,103,000 | 6,240,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 4,669,000 | 9,599,000 |
| Income tax | 0 | 0 |
| Net income | 4,669,000 | 9,599,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 81,850,000 | 85,056,000 |