Call report 2022Q4
CITIZENS STATE BANK - LA CROSSE — 2022Q4
The 22 measures CITIZENS STATE BANK - LA CROSSE reported to the FFIEC for 2022Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 551,193,000 | USD | evidence → |
| Total loans | 500,842,000 | USD | evidence → |
| Allowance for loan losses | 3,609,000 | USD | evidence → |
| Securities available for sale | 1,432,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 444,806,000 | USD | evidence → |
| Interest-bearing deposits | 318,232,000 | USD | evidence → |
| Noninterest-bearing deposits | 126,574,000 | USD | evidence → |
| Equity capital | 47,640,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 23,960,000 | USD | evidence → |
| Interest expense | 3,520,000 | USD | evidence → |
| Net interest income | 20,440,000 | USD | evidence → |
| Noninterest income | 4,547,000 | USD | evidence → |
| Noninterest expense | 10,292,000 | USD | evidence → |
| Provision for loan losses | 300,000 | USD | evidence → |
| Pretax income | 14,395,000 | USD | evidence → |
| Income tax | 11,000 | USD | evidence → |
| Net income | 14,384,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 47,556,000 | USD | evidence → |
| Total capital | 51,165,000 | USD | evidence → |
| Risk-weighted assets | 503,904,000 | USD | evidence → |