Call reports 2017
CITIZENS STATE BANK - LA CROSSE — 2017
What CITIZENS STATE BANK - LA CROSSE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 229,011,000 | 239,202,000 | 235,999,000 | 245,801,000 |
| Total loans | 207,263,000 | 210,629,000 | 216,253,000 | 224,074,000 |
| Allowance for loan losses | 1,633,000 | 1,663,000 | 1,768,000 | 1,873,000 |
| Securities available for sale | 4,671,000 | 4,675,000 | 4,667,000 | 4,623,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 187,872,000 | 197,137,000 | 193,269,000 | 202,426,000 |
| Interest-bearing deposits | 157,538,000 | 162,027,000 | 157,960,000 | 164,455,000 |
| Noninterest-bearing deposits | 30,334,000 | 35,109,000 | 35,309,000 | 37,971,000 |
| Equity capital | 18,731,000 | 19,591,000 | 20,189,000 | 20,767,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,614,000 | 5,382,000 | 8,222,000 | 11,185,000 |
| Interest expense | 476,000 | 997,000 | 1,546,000 | 2,113,000 |
| Net interest income | 2,138,000 | 4,385,000 | 6,676,000 | 9,072,000 |
| Noninterest income | 633,000 | 1,522,000 | 2,355,000 | 3,147,000 |
| Noninterest expense | 1,351,000 | 2,925,000 | 4,351,000 | 6,034,000 |
| Provision for loan losses | 105,000 | 210,000 | 315,000 | 420,000 |
| Pretax income | 1,315,000 | 2,772,000 | 4,365,000 | 5,765,000 |
| Income tax | 0 | 16,000 | 0 | 16,000 |
| Net income | 1,315,000 | 2,756,000 | 4,365,000 | 5,749,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,659,000 | 19,517,000 | 20,107,000 | 20,697,000 |
| Total capital | 20,292,000 | 21,180,000 | 21,875,000 | 22,570,000 |
| Risk-weighted assets | 188,527,000 | 194,485,000 | 197,215,000 | 205,299,000 |
Machine access — free, no API key
Every figure shown here about CITIZENS STATE BANK - LA CROSSE — 2017 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.