Call report 2025Q4
BANK OF ZACHARY — 2025Q4
The 22 measures BANK OF ZACHARY reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 411,205,000 | USD | evidence → |
| Total loans | 289,710,000 | USD | evidence → |
| Allowance for loan losses | 2,824,000 | USD | evidence → |
| Securities available for sale | 96,570,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 357,754,000 | USD | evidence → |
| Interest-bearing deposits | 250,815,000 | USD | evidence → |
| Noninterest-bearing deposits | 106,939,000 | USD | evidence → |
| Equity capital | 39,075,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 21,389,000 | USD | evidence → |
| Interest expense | 5,808,000 | USD | evidence → |
| Net interest income | 15,581,000 | USD | evidence → |
| Noninterest income | 1,347,000 | USD | evidence → |
| Noninterest expense | 12,512,000 | USD | evidence → |
| Provision for loan losses | 120,000 | USD | evidence → |
| Pretax income | 4,294,000 | USD | evidence → |
| Income tax | 725,000 | USD | evidence → |
| Net income | 3,569,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 51,023,000 | USD | evidence → |
| Total capital | 53,876,000 | USD | evidence → |
| Risk-weighted assets | 269,928,000 | USD | evidence → |