Call reports 2007
BANK OF ZACHARY — 2007
What BANK OF ZACHARY reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 123,807,000 | 133,477,000 | 149,969,000 | 150,872,000 |
| Total loans | 59,834,000 | 61,640,000 | 63,576,000 | 66,732,000 |
| Allowance for loan losses | 767,000 | 764,000 | 762,000 | 739,000 |
| Securities available for sale | 52,979,000 | 63,423,000 | 76,100,000 | 73,311,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,053,000 | 121,972,000 | 119,165,000 | 120,416,000 |
| Interest-bearing deposits | 80,875,000 | 89,580,000 | 86,893,000 | 88,978,000 |
| Noninterest-bearing deposits | 31,178,000 | 32,392,000 | 32,272,000 | 31,438,000 |
| Equity capital | 11,311,000 | 10,958,000 | 11,822,000 | 12,280,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,643,000 | 3,463,000 | 5,451,000 | 7,552,000 |
| Interest expense | 608,000 | 1,297,000 | 2,153,000 | 3,116,000 |
| Net interest income | 1,035,000 | 2,166,000 | 3,298,000 | 4,436,000 |
| Noninterest income | 260,000 | 540,000 | 824,000 | 1,109,000 |
| Noninterest expense | 987,000 | 2,005,000 | 2,970,000 | 3,981,000 |
| Provision for loan losses | 0 | 0 | 0 | 25,000 |
| Pretax income | 308,000 | 701,000 | 1,152,000 | 1,539,000 |
| Income tax | 59,000 | 145,000 | 243,000 | 317,000 |
| Net income | 249,000 | 556,000 | 909,000 | 1,222,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,693,000 | 11,725,000 | 12,079,000 | 12,117,000 |
| Total capital | 12,410,000 | 12,489,000 | 12,842,000 | 12,856,000 |
| Risk-weighted assets | 61,572,000 | 64,457,000 | 71,542,000 | 74,162,000 |
Machine access — free, no API key
Every figure shown here about BANK OF ZACHARY — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.