Call reports 2016
BANK OF PINE HILL — 2016
What BANK OF PINE HILL reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 24,488,000 | 24,760,000 | 23,429,000 | 20,110,000 |
| Total loans | 4,578,000 | 4,924,000 | 4,603,000 | 3,958,000 |
| Allowance for loan losses | 79,000 | 77,000 | 83,000 | 85,000 |
| Securities available for sale | 15,374,000 | 15,632,000 | 15,238,000 | 11,407,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,279,000 | 21,404,000 | 20,203,000 | 17,282,000 |
| Interest-bearing deposits | 17,739,000 | 17,818,000 | 17,095,000 | 14,174,000 |
| Noninterest-bearing deposits | 3,540,000 | 3,586,000 | 3,108,000 | 3,108,000 |
| Equity capital | 3,203,000 | 3,277,000 | 3,214,000 | 2,819,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 168,000 | 340,000 | 505,000 | 648,000 |
| Interest expense | 29,000 | 58,000 | 87,000 | 115,000 |
| Net interest income | 139,000 | 282,000 | 418,000 | 533,000 |
| Noninterest income | 16,000 | 30,000 | 48,000 | 61,000 |
| Noninterest expense | 182,000 | 366,000 | 572,000 | 793,000 |
| Provision for loan losses | 1,000 | 3,000 | 4,000 | 6,000 |
| Pretax income | -24,000 | -53,000 | -106,000 | -170,000 |
| Income tax | 1,000 | 1,000 | 2,000 | 2,000 |
| Net income | -25,000 | -54,000 | -108,000 | -172,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,133,000 | 3,103,000 | 3,049,000 | 2,985,000 |
| Total capital | 3,212,000 | 3,180,000 | 3,132,000 | 3,070,000 |
| Risk-weighted assets | 8,791,000 | 9,361,000 | 8,784,000 | 6,784,000 |