Call reports 2015
BANK OF PINE HILL — 2015
What BANK OF PINE HILL reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 24,944,000 | 24,411,000 | 24,336,000 | 24,251,000 |
| Total loans | 5,015,000 | 4,930,000 | 4,891,000 | 4,822,000 |
| Allowance for loan losses | 71,000 | 73,000 | 76,000 | 77,000 |
| Securities available for sale | 17,137,000 | 16,734,000 | 15,994,000 | 15,550,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,685,000 | 21,298,000 | 21,126,000 | 21,111,000 |
| Interest-bearing deposits | 18,614,000 | 18,270,000 | 17,875,000 | 17,856,000 |
| Noninterest-bearing deposits | 3,071,000 | 3,028,000 | 3,251,000 | 3,255,000 |
| Equity capital | 3,253,000 | 3,105,000 | 3,201,000 | 3,135,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 184,000 | 359,000 | 537,000 | 711,000 |
| Interest expense | 37,000 | 69,000 | 108,000 | 143,000 |
| Net interest income | 147,000 | 290,000 | 429,000 | 568,000 |
| Noninterest income | 20,000 | 36,000 | 55,000 | 69,000 |
| Noninterest expense | 194,000 | 364,000 | 540,000 | 712,000 |
| Provision for loan losses | 2,000 | 3,000 | 4,000 | 6,000 |
| Pretax income | -23,000 | -22,000 | -39,000 | -60,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 3,000 |
| Net income | -24,000 | -23,000 | -40,000 | -63,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,197,000 | 3,198,000 | 3,181,000 | 3,158,000 |
| Total capital | 3,268,000 | 3,271,000 | 3,257,000 | 3,235,000 |
| Risk-weighted assets | 9,564,000 | 9,537,000 | 9,182,000 | 9,109,000 |