Call reports 2025
FRONTIER BANK OF TEXAS — 2025
What FRONTIER BANK OF TEXAS reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 942,568,000 | 976,787,000 | 1,016,355,000 | 1,026,318,000 |
| Total loans | 749,996,000 | 794,907,000 | 825,223,000 | 854,579,000 |
| Allowance for loan losses | 4,550,000 | 4,983,000 | 5,194,000 | 5,337,000 |
| Securities available for sale | 92,207,000 | 91,090,000 | 79,808,000 | 75,749,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 792,106,000 | 813,626,000 | 854,311,000 | 859,150,000 |
| Interest-bearing deposits | 622,511,000 | 652,644,000 | 686,870,000 | 687,155,000 |
| Noninterest-bearing deposits | 169,595,000 | 160,982,000 | 167,441,000 | 171,995,000 |
| Equity capital | 87,190,000 | 89,513,000 | 93,605,000 | 98,833,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 14,514,000 | 29,514,000 | 46,017,000 | 62,739,000 |
| Interest expense | 5,135,000 | 10,641,000 | 16,359,000 | 22,018,000 |
| Net interest income | 9,379,000 | 18,873,000 | 29,658,000 | 40,721,000 |
| Noninterest income | 1,077,000 | 1,781,000 | 2,500,000 | 3,308,000 |
| Noninterest expense | 5,546,000 | 11,047,000 | 16,705,000 | 22,704,000 |
| Provision for loan losses | 22,000 | 518,000 | 716,000 | 865,000 |
| Pretax income | 4,844,000 | 9,065,000 | 14,665,000 | 20,363,000 |
| Income tax | 1,027,000 | 1,925,000 | 3,111,000 | 4,320,000 |
| Net income | 3,817,000 | 7,140,000 | 11,554,000 | 16,043,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 91,166,000 | 93,410,000 | 96,632,000 | 101,371,000 |