Call reports 2024
FRONTIER BANK OF TEXAS — 2024
What FRONTIER BANK OF TEXAS reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 813,788,000 | 840,722,000 | 867,668,000 | 897,911,000 |
| Total loans | 586,535,000 | 653,951,000 | 683,744,000 | 707,654,000 |
| Allowance for loan losses | 3,642,000 | 3,959,000 | 4,381,000 | 4,551,000 |
| Securities available for sale | 117,989,000 | 112,259,000 | 103,087,000 | 102,761,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 683,792,000 | 708,222,000 | 725,753,000 | 756,869,000 |
| Interest-bearing deposits | 518,625,000 | 551,837,000 | 572,575,000 | 582,904,000 |
| Noninterest-bearing deposits | 165,167,000 | 156,385,000 | 153,178,000 | 173,965,000 |
| Equity capital | 76,319,000 | 79,203,000 | 83,902,000 | 83,110,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 12,282,000 | 25,409,000 | 39,139,000 | 53,538,000 |
| Interest expense | 4,943,000 | 10,042,000 | 15,462,000 | 20,898,000 |
| Net interest income | 7,339,000 | 15,367,000 | 23,677,000 | 32,640,000 |
| Noninterest income | 766,000 | 1,438,000 | 2,130,000 | 2,797,000 |
| Noninterest expense | 4,634,000 | 9,639,000 | 14,616,000 | 20,167,000 |
| Provision for loan losses | -145,000 | 151,000 | 574,000 | 799,000 |
| Pretax income | 3,541,000 | 7,020,000 | 10,610,000 | 14,459,000 |
| Income tax | 754,000 | 1,498,000 | 2,261,000 | 3,080,000 |
| Net income | 2,787,000 | 5,522,000 | 8,349,000 | 11,379,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 81,045,000 | 84,047,000 | 87,148,000 | 87,467,000 |