Call reports 2023
FRONTIER BANK OF TEXAS — 2023
What FRONTIER BANK OF TEXAS reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 680,788,000 | 701,597,000 | 738,786,000 | 861,317,000 |
| Total loans | 541,087,000 | 548,993,000 | 563,808,000 | 585,988,000 |
| Allowance for loan losses | 3,686,000 | 3,518,000 | 3,583,000 | 3,797,000 |
| Securities available for sale | 67,903,000 | 69,108,000 | 67,179,000 | 102,913,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 578,596,000 | 600,819,000 | 636,902,000 | 754,966,000 |
| Interest-bearing deposits | 407,742,000 | 426,404,000 | 475,660,000 | 576,587,000 |
| Noninterest-bearing deposits | 170,854,000 | 174,415,000 | 161,242,000 | 178,379,000 |
| Equity capital | 66,396,000 | 67,505,000 | 68,468,000 | 73,155,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 9,019,000 | 18,600,000 | 28,679,000 | 40,775,000 |
| Interest expense | 2,042,000 | 4,578,000 | 7,839,000 | 12,119,000 |
| Net interest income | 6,977,000 | 14,022,000 | 20,840,000 | 28,656,000 |
| Noninterest income | 635,000 | 1,253,000 | 1,892,000 | 2,524,000 |
| Noninterest expense | 3,811,000 | 8,063,000 | 12,260,000 | 17,031,000 |
| Provision for loan losses | -87,000 | -185,000 | -304,000 | -113,000 |
| Pretax income | 3,577,000 | 6,992,000 | 10,434,000 | 13,733,000 |
| Income tax | 694,000 | 1,548,000 | 2,563,000 | 3,502,000 |
| Net income | 2,883,000 | 5,444,000 | 7,871,000 | 10,231,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 71,561,000 | 73,045,000 | 75,273,000 | 77,985,000 |