Call reports 2022
FRONTIER BANK OF TEXAS — 2022
What FRONTIER BANK OF TEXAS reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 634,245,000 | 644,740,000 | 673,364,000 | 678,428,000 |
| Total loans | 470,142,000 | 504,276,000 | 532,629,000 | 538,409,000 |
| Allowance for loan losses | 3,067,000 | 3,283,000 | 3,524,000 | 3,604,000 |
| Securities available for sale | 59,234,000 | 67,843,000 | 67,169,000 | 67,256,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 565,042,000 | 573,180,000 | 591,237,000 | 582,685,000 |
| Interest-bearing deposits | 374,361,000 | 372,260,000 | 381,567,000 | 401,568,000 |
| Noninterest-bearing deposits | 190,681,000 | 200,920,000 | 209,670,000 | 181,117,000 |
| Equity capital | 57,419,000 | 58,177,000 | 58,836,000 | 62,632,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 6,364,000 | 13,639,000 | 21,547,000 | 30,094,000 |
| Interest expense | 369,000 | 856,000 | 1,564,000 | 3,006,000 |
| Net interest income | 5,995,000 | 12,783,000 | 19,983,000 | 27,088,000 |
| Noninterest income | 1,674,000 | 2,221,000 | 2,688,000 | 3,163,000 |
| Noninterest expense | 3,925,000 | 8,054,000 | 11,913,000 | 15,899,000 |
| Provision for loan losses | -44,000 | 60,000 | 286,000 | 344,000 |
| Pretax income | 3,788,000 | 6,890,000 | 10,472,000 | 13,966,000 |
| Income tax | 558,000 | 1,235,000 | 1,987,000 | 2,257,000 |
| Net income | 3,230,000 | 5,655,000 | 8,485,000 | 11,709,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,834,000 | 62,403,000 | 65,365,000 | 68,700,000 |