Call reports 2021
FRONTIER BANK OF TEXAS — 2021
What FRONTIER BANK OF TEXAS reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 507,140,000 | 545,191,000 | 575,213,000 | 600,003,000 |
| Total loans | 372,940,000 | 395,637,000 | 429,318,000 | 446,444,000 |
| Allowance for loan losses | 2,799,000 | 2,782,000 | 2,955,000 | 3,109,000 |
| Securities available for sale | 26,290,000 | 43,980,000 | 47,256,000 | 49,743,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 440,595,000 | 477,718,000 | 506,529,000 | 531,030,000 |
| Interest-bearing deposits | 300,113,000 | 335,788,000 | 354,149,000 | 373,319,000 |
| Noninterest-bearing deposits | 140,482,000 | 141,930,000 | 152,380,000 | 157,710,000 |
| Equity capital | 54,541,000 | 55,750,000 | 57,021,000 | 57,238,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 5,027,000 | 10,544,000 | 17,178,000 | 23,578,000 |
| Interest expense | 521,000 | 990,000 | 1,428,000 | 1,844,000 |
| Net interest income | 4,506,000 | 9,554,000 | 15,750,000 | 21,734,000 |
| Noninterest income | 557,000 | 1,118,000 | 1,352,000 | 1,860,000 |
| Noninterest expense | 2,907,000 | 5,960,000 | 9,103,000 | 12,417,000 |
| Provision for loan losses | 205,000 | 214,000 | 461,000 | 625,000 |
| Pretax income | 1,951,000 | 4,498,000 | 7,538,000 | 10,552,000 |
| Income tax | 410,000 | 945,000 | 1,583,000 | 2,067,000 |
| Net income | 1,541,000 | 3,553,000 | 5,955,000 | 8,485,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,503,000 | 55,412,000 | 56,778,000 | 57,077,000 |
| Total capital | 57,302,000 | 58,195,000 | 59,733,000 | 60,187,000 |
| Risk-weighted assets | 367,067,000 | 392,511,000 | 442,850,000 | 458,808,000 |