Call reports 2019
FRONTIER BANK OF TEXAS — 2019
What FRONTIER BANK OF TEXAS reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 305,591,000 | 313,997,000 | 360,718,000 | 362,484,000 |
| Total loans | 228,185,000 | 255,130,000 | 272,944,000 | 290,465,000 |
| Allowance for loan losses | 1,539,000 | 1,426,000 | 1,386,000 | 1,628,000 |
| Securities available for sale | 18,128,000 | 17,520,000 | 15,679,000 | 14,580,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 269,650,000 | 277,165,000 | 312,394,000 | 313,371,000 |
| Interest-bearing deposits | 212,087,000 | 218,457,000 | 238,628,000 | 237,738,000 |
| Noninterest-bearing deposits | 57,563,000 | 58,708,000 | 73,766,000 | 75,633,000 |
| Equity capital | 35,054,000 | 35,898,000 | 36,813,000 | 37,469,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,348,000 | 7,300,000 | 11,709,000 | 16,225,000 |
| Interest expense | 766,000 | 1,718,000 | 2,730,000 | 3,746,000 |
| Net interest income | 2,582,000 | 5,582,000 | 8,979,000 | 12,479,000 |
| Noninterest income | 279,000 | 583,000 | 922,000 | 1,281,000 |
| Noninterest expense | 2,208,000 | 4,563,000 | 7,064,000 | 9,714,000 |
| Provision for loan losses | 88,000 | 204,000 | 423,000 | 919,000 |
| Pretax income | 565,000 | 1,398,000 | 2,414,000 | 3,127,000 |
| Income tax | 119,000 | 294,000 | 507,000 | 657,000 |
| Net income | 446,000 | 1,104,000 | 1,907,000 | 2,470,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,300,000 | 35,984,000 | 36,831,000 | 37,503,000 |
| Total capital | 36,839,000 | 37,410,000 | 38,217,000 | 39,131,000 |
| Risk-weighted assets | 225,262,000 | 256,634,000 | 273,349,000 | 292,221,000 |